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Nicky Dou is one of The Top Selling Real Estate Experts™
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From My Affiliates: Fayetteville, Springdale and Bentonville Arkansas home buying, real estate listings, and homes for sale in Washington County, AR

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C.L.U.E. Home Seller's Disclosure Report
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Financing Your Home >Home Free

Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.

The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.

Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.

It isn't as simple as conventional wisdom--consult a financial expert.

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Q	What is the most unusual maintenance project done once each year in the United States?
A	The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 479-236-3457.

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Free Home Staging by J. Alexander Interiors
List a your home with Element and receive a free home staging. Limited time offer so call today!
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Free Home Staging by J. Alexander Interiors
List a your home with Coldwell Banker Faucett Real Estate and receive a free home staging. Limited time offer so call today!
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"She is the most calm, sweetest and honest people"
"With Nicky's help, guidance and patience I was able to get through this experience."
"Heydee Lara" of Centerton
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Nicky Dou, REALTORÂŽ, real estate agent and broker for Fayetteville, Springdale and Bentonville Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Nicky Dou - Serving Northwest Arkansas and You!
Coldwell Banker Faucette Real Estate
2003 Horsebarn Road, Suite 1
Rogers, AR 72758
Cell: 479.236.3457
Fax: 866-888-0955
Nicky@NickyDou.com
Nicky Dou is America's NUMBER1EXPERT in Northwest Arkansas. Nicky services Fayetteville, Bentonville, Rogers, Lowell, Springdale, Bella Vista, Beaver Lake, and all surrounding areas in Northwest Arkansas. She continues to be at the top of sales in NWA and is a native to the area. Nicky is anything but ordinary when it comes to marketing a property. She is an out-of-the-box thinker and utilizes technology and creativity in everything she does. In November 2007, Nicky merged her company, Element Realty Group with Coldwell Banker Faucette Real Estate. With Coldwell Banker's national exposure and Nicky's proven track record; together they are your perfect partner for Real Estate in NWA. Give Nicky Dou a call today for all of your real estate needs in Northwest Arkansas. Nicky offers the highest level of service and dedication - Let Nicky make YOU her Number 1 Client! Nicky Dou, e-PRO, ECO-BROKER, Sr. Vice President, Executive Broker Coldwell Banker Faucette Real Estate

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